100% free accounting. No trial, no card, no catch.

Free accounting software for small business.

Keep the books, run payroll, send invoices, file W-2s and 941s, and let your crew scan receipts from their phones. It costs nothing, for as long as you use it. Only three optional extras (storage, receipt scanning and bank feeds) are ever charged, and only if you turn them on.

Start Now – Free

No credit card. No trial that expires. Free is the plan.

  • Free forever
  • Set up in about a minute
  • Unlimited users
  • No card needed
$0, for good
Books, payroll, invoices and tax forms are free. No per-seat fees.
Unlimited users
Add your whole team at no extra cost.
Your own database
Isolated per business, backed up daily.
Nothing expires
Free is not a trial. It does not run out.

Everything in one place

The tools a small business actually uses, built to work together

Accounting

Real double-entry books, without the accountant's price tag

Every transaction is a balanced journal entry against a proper chart of accounts. The ledger, trial balance and statements always agree, so tax time is a report, not a scramble.

  • Full chart of accounts you can customize
  • General ledger, trial balance and account activity
  • Close the books by period, with an audit trail
  • Attach receipts and documents to the exact line

Receipts

Your team scans receipts. You just approve them.

BeanKeeper Receipts, our Android app, lets anyone on your team photograph a receipt from the shop floor. It is cropped, straightened and read automatically, then waits in your inbox for approval.

  • Vendor, date, tax and total read off the image
  • Works without a signal, uploads when it has one
  • Nothing posts until an administrator approves it
  • Approved receipts become balanced transactions with the image attached

Invoicing

Invoices that post themselves

Create an invoice, email it to the customer, and watch it move through sent, paid and overdue. When money arrives, the journal entry is written for you.

  • Professional invoices with your business details
  • Send by email straight from the app
  • Status tracking and summary reports
  • Accounts receivable stays right automatically

Payroll & tax forms

Payroll, and the forms that come with it

Run payroll from timesheets or salaries, with withholdings and deductions typed as plain line items. The wages, taxes and liabilities post to the right accounts, and the government forms fill themselves in.

  • Hourly and salaried employees, paid weekly, biweekly or semi-monthly
  • Federal withholding, FICA and custom deductions
  • Form 941 each quarter, W-2 and W-3 each year
  • Employee timesheets built in

And the rest of the office, too

Included in the same plan, for the same price.

Financial reports

Income statement, balance sheet, cash flow, trial balance and general ledger, for any date range.

Document storage

Keep contracts, statements and receipts attached to the records they belong to.

Roles and users

Administrators, accountants and employees each see only what they should. Unlimited seats.

Shares and dividends

For corporations: issuances, transfers, buybacks, dividends and a live cap table.

Private by design

Your own isolated database, encrypted connections, daily backups and login protection.

Your own login page

A branded sign-in address for your company that your team will remember.

Made for businesses like yours

Whether it is just you or a crew of twenty, the plan is the same.

Sole proprietors

Clean books and real reports, so you stop guessing what you made this quarter.

Shops with a crew

Everyone scans receipts from their phone. You approve them over coffee.

Employers

Run payroll, hand out W-2s and file 941s without paying for a separate payroll product.

Small corporations

Track shareholders, dividends and the cap table alongside the general ledger.

One price. Nothing bolted on.

Most accounting software starts cheap, then charges again for payroll, for each user and for the features you actually need.

Bean Keeper ProTypical accounting software
Monthly priceFreeTiered plans, commonly $20 to $90
PayrollIncludedSeparate add-on, often priced per employee
UsersUnlimitedCapped, or billed per seat
W-2, W-3 and Form 941IncludedPart of the payroll add-on
Receipt scanning appIncluded; scanning from $12 per 50 receiptsHigher tiers or a separate product
Live bank feedsOptional, $3 per connected bankHigher tiers
Free trialNot needed: the plan is free14 to 30 days
Your own databaseYesShared with other customers
Free plan

Simple, transparent pricing

$0/month

No trial, no card, no time limit.

  • Double-entry accounting
  • Unlimited users
  • Payroll processing
  • W-2, W-3 and Form 941
  • Invoicing with email
  • Financial reports
  • Android receipt app
  • Daily backups
  • Two-step sign-in
  • Email support
Create your free account

Optional add-ons: storage from $3/mo, receipt scanning from $12 per 50 scans, bank feeds $3/mo per bank. Full pricing details

Questions before you start

Do I need a credit card to start?

No. Sign up with an email address and the books, payroll, invoicing, reports and tax forms are free for as long as you use them. A card is only asked for if you buy an add-on.

What is not free?

Three add-ons, each optional. File storage for documents and receipt images (5 GB for $3 a month, 25 GB for $6 a month, 100 GB for $15 a month). Receipt scanning, which reads a photo and fills in the amounts, using tokens you buy once and keep (50 scans for $12, 200 scans for $40, 500 scans for $85). And live bank feeds at $3 a month per connected bank.

Why charge for those three?

Each one costs us money every time you use it: storage space, the service that reads receipts, and the bank connection. Everything else runs on our own servers, so we give it away.

Is this real double-entry accounting?

It is. Every transaction is a balanced journal entry against a full chart of accounts, so your general ledger, trial balance, balance sheet and income statement always agree. Your accountant will feel at home.

Can my employees use it without seeing the books?

Yes. Roles control what each person can see. Employees can scan receipts from their phone or enter timesheets without any access to your financials.

Where is my data kept?

Each business gets its own isolated database, not a shared table with other customers. It is backed up daily, and you can export your reports whenever you like.

Can I cancel?

Any time, from your subscription page. You keep access until the end of the period you have paid for.

Something else? Ask us directly.

Free accounting software. Really free.

Books, payroll, invoicing and tax forms at no charge, for as long as you like. No credit card, no trial clock, nothing to cancel.

Start now – free · no credit card